Hawaii

Make sure you read every word on this page because you’re about to make a decision that will change your life.

What kinds of people do you enjoy being around the most?

How old are they?  What kind of work do they do?  What is their ethnic background?  Are they single or married?  Are they business owners?  Are they living paycheck to paycheck or flying high?  Are they savers or investors? 

Think about the the history there in Hawaii for a minute. What type of industries flourish here?  What states surround Hawaii that you could branch out to? What niche markets relate to the culture and types of people that live in Hawaii? What are people passionate about? Perhaps Hawaii is not where you want to be. Maybe you’d like to move away and start a fresh life in a new state?  With an insurance sales job the world is at your fingertips. Your answers to these questions will give you a better understanding of your natural market.  But why is your natural market important if you can buy insurance leads?

Everyone needs insurance so who do you think they’d rather buy it from – the random guy from the yellow pages – or you, their good friend?   

An insurance sales job is not about the product or the company.  It’s about YOU. Don’t get me wrong, you shouldn’t work with a lousy D rated company. 

The point is this.  Many insurance agents make the mistake of jumping ship their entire career in search of a “better contract,” “better product,” or “better company.” 

They don’t spend longer than a couple years with one organization because there’s always a new product for a lower price.  They fail to see the only thing that needs changing is right between their ears.

I bet you know people like this in Hawaii that think everything needs to change but them, right? Sure, we all know these people. It’s no different in the insurance sales industry. 

90% of people jump into an insurance career in hope to make a fast buck and fail...

But Why?

Most sales people have experience with tangible products like homes, cars, and jewelry.  Tangible means you can see and touch the goods which you can’t do with insurance products.

These “sales people” make sales with lousy manipulative tactics they learned in “sales school” which is why “sales people” have a bad reputation. 

You’ve probably met these people in Hawaii.  They’re not too pleasant, are they?  They use price as leverage to make the sale and try to upsell additional products in the first meeting because they may never see you again.

The insurance sales industry is different because your service and products are intangible.

YOU are a planner.  You help people plan for the unforeseen future by asking questions they may have never thought of before. You help them prioritize their life goals and put money in the right place to meet them.

Psssssst….The secret to the sale in an insurance job is your relationship.  It’s not the product or the price. 

Sure, you have to learn how to present products and services but you can make mistakes and promise to get answers to questions you can’t answer.  Your clients don’t care how much you know unless they know how much you care.

I hate to break it to you but the “corporate ladder” is not all it’s cracked up to be…

If you climbed the ladder and became a top level executive you’d be stuck in meetings 60 hours per week and flying across the world in your corporate jet away from your family in Hawaii for 6 months out of the year. 

What good is a $6 million salary if 70% of your time is lost to the “corporate world” and your family is left to suffer in your absence?

Your children grow up without knowing you and your spouse falls in love with someone that pays more attention. Sound good?  

Now picture this…

You build up your residual income to a $1 million and pay an office staff $100,000. After taxes you’re left with about $500k.  But here’s the kicker…

Your time is now yours!  You don’t have to fly from Hawaii to Karachi to meet with corporate big wigs.  You don’t have to spend your days and nights on conference calls.  You’re completely FREE!

Granted your income is only $500k and not $5 million but what do you need that $5 million for anyway?

Listen, you can have the life you’ve always dreamed with an insurance sales job but first you have to build your foundation.  I’m not sure what it’s like in Hawaii but nobody where I come from gets to enjoy the fruit before they’ve put in the labor. 

You have to invest the time to put an automated system in place that will work for you over and over without you having to lay a finger. 

Can you imagine a business that runs on complete autopilot and deposits checks directly to your bank account every single week like clockwork?

Let’s suppose you could build a machine that earned you $250,000 per year but you had to stand next to it 12 hours per day and push the buttons.

Now let’s suppose you could build a machine that earned you $1,000,000 and you only had to check on it 1 hour per day to make sure the gears are working. 

Which one would you build?

We both know the answer yet most people continue to build the first one with little thought to their long term future.  When it comes to an insurance sales job you have a decision to make. 

Do you want to keep all your “eggs in the same basket” and depend on only 1 income source?  Or do you want to build multiple machines that run on autopilot without YOU having to lay a finger? 

If you depend on just 1 relationship in Hawaii for 100% of your income and your manager decides he doesn’t like you then you lose all your income.  And what if your company goes bankrupt?  Again, all your income slips down the drain. 

Now what if your income came from 50 different relationships?  If one of them goes sour you can still count on the other 49.  Do you think you’ll ever worry about losing a job or getting laid off again? 

Ok, so how does this all relate to an insurance sales job in Hawaii? 

My friend, if all you do is find a J-O-B you’ll be working forever unless you think social security will be enough to enjoy your retirement.  Believe me, social security is one basket I wouldn’t put a single egg! 

Think profits not wages. Business owners look for ways to be more productive with less of their time.  They invest their profits for the first 5 years into building their system that will run without them having to be there. 

They focus their mind and income on long term rewards of freedom and ignore anything that gets in their way… 

Most employees live check to check and the minute they get a raise they upgrade their home or vehicle. That’s why they can never break free from their J-O-B. 

They spend every dime of their wages instead of investing in a business part time.  Zig Ziglar defines a J-O-B as “just over broke” because you never get ahead. 

Transitioning the employee habits you’ve created to a business owner mindset can be challenging because it requires a bit of sacrifice.  You see…

When you become a business owner you give up pleasures like new homes, cars, and electronics in the short term and use that money for marketing your business and building a foundation.   

Besides, that’s not the stuff that creates real happiness anyway…The time with your family and friends is the fuel that drives you and that’s why you never sacrifice vacations. 

So what exactly do you need to build an insurance business in___________?

In a nut shell, you need CLIENTS and EMPLOYEES.

In all insurance sales jobs you can buy leads for as low as $0.50 and as high as $40 but the best leads will always be REFERRALS from your warm market. And those are free!

If you want to hire employees you’ll need to take out a small business loan to pay their salaries in the beginning.  You should know that 50% of businesses fail in the first year and 1 in 5 make it to year 5.

The ones that make it have a mountain of debt because they paid their employees even when they didn’t make a profit.

And that's why for most people, starting their own insurance sales business is just a pipedream until now…

What if you could get people in Hawaii to work for YOU without a salary?  And I’m not talking about a student internship or hiring your kids. 

You can build an entire sales force that will work 30-50 hour weeks without you paying them a dime. In fact, let me put it to you this way.  They’ll actually pay YOU and I’m not kidding!  

You can have your own insurance sales business including a team of 10 agents in the 1 week it takes to get licensed, even with very little money to invest.  You can start earning income your very first weekend in the field and be well on your way to 6 figure income within 1-2 years by using our system. 

Just imagine being the president of your own insurance sales business and building a team of insurance sales agents throughout the entire state of Hawaii?

If you had just 20 agents earning a measly $50,000 per year working part time and your override was 10%, you would earn $5,000 per agent.  That would be $100,000 residual income without YOU going on 1 appointment…

What if these agents were working full time?  What if you had 50 agents?  You can do the math. 

If you can shift your mindset from a single working person to a team builder, a whole new world of possibility opens up. 

You see, YOU can only work 70 hours per week before dying from exhaustion but when you become a team builder…

You can reach for the stars and set higher goals for you and your family because your income is only limited by the people you partner with!

Imagine your life with 10 times more income than you’ve ever made before by applying systems to your business. 

So the question is…How do you begin to build an insurance sales team by using the power of technology?

And that’s what you’re about to learn on the other side of this page. Now Go ahead and put your name and information in the box below.

You’ll be taken to the other side where you’ll  begin to learn the secrets to building a 7 figure insurance sales team on complete autopilot and with a shoestring budget.

I'm ready to start building a 7 figure insurance sales team.   Name: Email: Street: City: State: AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA PR RI SC SD TN TX UT VT VA WA WV WI WY ZIP Code: We respect your email privacy

Oh by the way, here’s a brief description of the insurance sales jobs available in Hawaii.

If you were to start a health insurance sales career you would work with individuals or business in Hawaii to help them decide which plan best means their personal or company goals.  You would review their existing insurance policy and look for things they can change in order to save money.

You could be a captive agent of companies like Blue Cross Blue Shield Insurance Sales Jobs or be an insurance broker and contract with multiple companies including Aetna Insurance Sales Jobs, Humana Insurance Sales Jobs, Cigna Insurance Sales Jobs, and United Healthcare Insurance Sales Jobs.

You can write health insurance all over the state of Hawaii because many folks will buy it over the phone. But that's the problem with health insurance sales.

Since there arn't a lot of personal goal oriented questions to ask before finding the right solution there's very little concern for the relationship. That means you're sale willl just be replaced by the next lowest offer that pops up online.

A home and auto insurance sales job would involve meeting with individuals and families in Hawaii to review their home and auto insurance policies.  Next, you would prepare an insurance quote to save them money. 

You could work directly with companies like AAA Insurance Sales Jobs, State Farm Insurance Sales Jobs, All State Insurance Sales Jobs, Country Financial Insurance Sales Jobs, MetLife Insurance Sales Jobs and Farmers Insurance Sales Jobs. 

Your market is anybody that drives and you can work anytime you like by closing business over the phone.  But like the health insurance sales jobs, the market is very fierce because custoemrs are least likely to care about the relationship. You’d be competing with online giants like Geico Insurance Sales Jobs, Esurance Insurance Sales Jobs and The General Insurance Sales Jobs. 

As a mortgage protection life insurance specialist in Hawaii you would meet clients in their homes and talk about what’s important to them and their family.  You would uncover their financial goals and then help them plan for the obstacles that might prevent them from achieving those goals.

Most mortgage protection insurance agents prefer to work in the field just 2-3 days per week and work the phones 1-2 days.  Your target market will determine the hours that you work because you have to meet at the home when both the husband and wife are available.  

Of all the insurance sales jobs, a life - mortgage protection agent depends most on the relationship. You ask a lot of deep questions about hopes, dreams and fears. You are an important figure in people's lives. When you build a strong relationship you are never replaced by price.

You could get a sales job with an insurance company like New York Life Insurance Sales Jobs, Met Life Insurance Sales Jobs, and ING Insurance Sales Jobs. 

As a long term care insurance specialist in Hawaii you would meet with clients around 50-60 years old to discuss the costs of nursing care and the risks of being uninsured. 

This is generally the most difficult insurance sales jobs because most people think they do not need long term care unless they know somebody that suffered as a reult of not having it. The people who are convinced that they need it will usually get help from an insurance agent that they have a previous relationship with.

You could work directly with companies like John Hancock Insurance Sales Jobs, Genworth Insurance Sales Jobs and Mass Mutual Insurance Sales Jobs or you could be a broker and represent all of them. 

As a senior supplemental insurance specialist in Hawaii you would work with senior citizens to help them understand their social security and Medicare benefits.  You would identify the shortage of benefits and explain the additional free government and paid benefits that are available to them.

You would work during the early morning and days because that’s when seniors are awake.  You could work directly with companies like Mutual of Omaha Insurance Sales Jobs, Allianz Life Insurance Sales Jobs and most other insurance companies. 

As a commercial insurance agent you would specialize in property and casualty insurance.  You would meet business owners in Hawaii to discuss the potential risks they face with their building and liability to their customers. 

Most property and casualty insurance agents canvas the streets walking from business to business to drop off cards and generate leads.  The most successful commerical insurance agents have many busienss relationships already established before getting into insurance sales.

You would work during the day and you could get a starting salary plus commission.   You could work for companies like Assurant Insurance Sales Jobs, Unitrin Insurance Sales Jobs and Mercury General Insurance Sales Jobs or you could be a broker of all of them. 

As a group benefits and pension plan specialist in Hawaii you would be responsible for enrolling employees in their group health insurance and retirement plan benefits.  You would do group presentations at the business during lunches and answer questions about the plan. 

You could work directly for a large health provider like Blue Cross Blue Shield Insurance Sales Jobs and/or a large money management firm like Fidelity Sales Jobs, Principal Sales Jobs and Vanguard Sales Jobs.  Putnam Sales Jobs and American Funds Sales Jobs. ( If you wanted to focus on the latter you would need to be licensed in securities.)    

Put you your name and information in the box below and begin learning the secrets to building your insurance sales business on complete autopilot...

But if you'd still rather look for an insurance sales J-O-B in Hawaii instead of building your own business then feel free to use the job resources provided to you below.